Investment Loans in Virginia (VA)

Investment Lending in Virginia

Name: Geoff Kautzman at The Katalyst Team
Address: 300 N San Dimas Ave, San Dimas, CA, 91773, US
Telephone: 951-205-7618

Virginia's real estate market benefits from the stability of the federal government and defense sector in Northern Virginia, combined with growing metros like Richmond and Virginia Beach. The state's diverse economy, educated workforce, and proximity to Washington DC create reliable rental demand across multiple regions. DSCR and bridge programs help investors finance properties in both high-value Northern Virginia submarkets and more affordable markets further south.

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NMLS #1533336

NMLS Registered

25+ Years

Combined Experience

1000s of Families

Served Nationwide

$400,000

Virginia Median Price

Market Insight

The Virginia Housing Market

Northern Virginia (Arlington, Alexandria, Fairfax) commands premium rents driven by federal agencies, defense contractors, and Amazon's HQ2 in Crystal City. Richmond's housing market has gained investor attention for its combination of affordability, historic housing stock, and VCU-driven demand. Virginia Beach and Norfolk benefit from the world's largest naval base and a strong tourism sector. Charlottesville (University of Virginia) and Roanoke offer smaller-market investment opportunities with lower competition and solid rental fundamentals.

Investor Programs Available in Virginia

Investment Loan Programs

DSCR / Investment

Bridge / Fix-and-Flip

Non-QM / Bank Statement

Commercial Investment

Looking for traditional financing? We offer Conventional, FHA, VA, USDA, Jumbo, and other home loan programs in 12 states across the country. Contact us to discuss your options.

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Invest in Virginia Real Estate

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Common Questions

Virginia Mortgage FAQ

The Katalyst Team offers DSCR loans, bridge/fix-and-flip financing, Non-QM/Bank Statement loans, and commercial investment loans in Virginia. These programs are designed for real estate investors who want to qualify based on property income rather than personal income.

A DSCR (Debt Service Coverage Ratio) loan qualifies you based on the rental income a property generates rather than your personal income. If the property's rental income covers the mortgage payment, you can qualify. This makes DSCR loans ideal for investors scaling portfolios in Virginia.

The Katalyst Team serves real estate investors throughout all of Virginia (VA), including Virginia Beach, Richmond, Arlington, Alexandria, Norfolk, and every city and community statewide. Consultations are available by phone, video, or in-person at our San Dimas, California office.

In Virginia, The Katalyst Team currently offers investor-focused programs including DSCR, bridge, fix-and-flip, and commercial loans. For traditional financing (Conventional, FHA, VA, USDA), we are licensed in 12 states across the country. Contact us to discuss your options.

Serving All of Virginia

Virginia Cities & Communities

Investment lending available throughout Virginia. Here are some of the major areas we serve, but our team works with investors in every city and community statewide.

Virginia Beach

Richmond

Arlington

Alexandria

Norfolk

Chesapeake

Charlottesville

Fairfax

And all other cities and communities throughout Virginia

Ready to Invest in Virginia?

Get started with a free consultation. Whether you're acquiring your first investment property or scaling an existing portfolio, we'll help you find the right financing strategy.

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951-205-7618 geoff.kautzman@ethoslending.com