Licensed in Florida (FL)

Mortgage Lending in Florida

Name: Geoff Kautzman at The Katalyst Team
Address: 300 N San Dimas Ave, San Dimas, CA, 91773, US
Telephone: 951-205-7618

Florida's real estate market offers opportunities across every segment, from first-time buyers in Orlando to luxury purchasers in Miami and retirees exploring reverse mortgages in Naples. With no state income tax and year-round appeal, Florida continues to attract both residents and investors. A strategic mortgage plan is essential in a market this diverse.

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NMLS #1533336

Federally Licensed

25+ Years

Combined Experience

1000s of Families

Served Nationwide

$410,000

Florida Median Price

Market Insight

The Florida Housing Market

Florida's population growth has consistently outpaced most states, driving demand across major metros and smaller coastal communities alike. The state's favorable tax environment makes it a prime market for 1031 exchange investors relocating capital from higher-tax states. Insurance costs and flood zone considerations make working with an experienced mortgage strategist especially important here.

Programs Available in Florida

Loan Programs & Strategies

Down Payment Assistance

DSCR / Investment

Non-QM / Bank Statement

Construction

Renovation (203k)

Strategic Refinance

Reverse Mortgage (HECM)

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Your Florida Home Starts Here

Run the Numbers for Florida

Nine proprietary calculators built around real financial planning strategies. See your options before you talk to anyone.

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Common Questions

Florida Mortgage FAQ

The Katalyst Team offers Conventional, FHA, VA, USDA, Jumbo, DSCR/Investment, Non-QM, Construction, Renovation, Strategic Refinance, and Reverse Mortgage (HECM) programs in Florida. Each program is matched to your financial strategy, not just your rate preference.

Most lenders focus on finding you a rate. The Katalyst Team takes a financial planning approach, looking at your full financial picture including investments, tax situation, and retirement timeline to structure a mortgage that builds long-term wealth.

The Katalyst Team is licensed to serve clients throughout all of Florida (FL), including Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale, and every city and community statewide. Consultations are available by phone, video, or in-person at our San Dimas, California office.

Yes. The team offers DSCR loans, Non-QM/Bank Statement loans, Jumbo investment loans, and 1031 exchange strategies for real estate investors in Florida. These programs are designed for investors who want to scale their portfolios strategically.

Serving All of Florida

Florida Cities & Communities

Licensed throughout Florida. Here are some of the major areas we serve, but our team works with clients in every city and community statewide.

Miami

Tampa

Orlando

Jacksonville

Fort Lauderdale

Naples

St. Petersburg

Sarasota

West Palm Beach

Boca Raton

Cape Coral

Coral Gables

And all other cities and communities throughout Florida

Ready to Talk Strategy in Florida?

Get started with a free consultation. We'll look at your full financial picture and build a mortgage plan that works for your goals.

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951-205-7618 geoff.kautzman@ethoslending.com