Licensed in Idaho (ID)

Mortgage Lending in Idaho

Name: Geoff Kautzman at The Katalyst Team
Address: 300 N San Dimas Ave, San Dimas, CA, 91773, US
Telephone: 951-205-7618

Idaho has emerged as one of the fastest-growing housing markets in the West, drawing buyers seeking affordability, natural beauty, and a lower cost of living. Whether you're a first-time buyer in Boise, building new construction in Meridian, or investing in the Coeur d'Alene rental market, a strategic mortgage approach helps you maximize the value Idaho's market offers.

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NMLS #1533336

Federally Licensed

25+ Years

Combined Experience

1000s of Families

Served Nationwide

$440,000

Idaho Median Price

Market Insight

The Idaho Housing Market

The Boise metro area has seen remarkable growth driven by remote workers and transplants from higher-cost markets. While price growth has moderated from its peak, Idaho still offers strong fundamentals for both homebuyers and investors. New construction and land development opportunities make construction loans and non-traditional programs particularly relevant here.

Programs Available in Idaho

Loan Programs & Strategies

Down Payment Assistance

DSCR / Investment

Non-QM / Bank Statement

Construction

Renovation (203k)

Strategic Refinance

Reverse Mortgage (HECM)

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Your Idaho Home Starts Here

Run the Numbers for Idaho

Nine proprietary calculators built around real financial planning strategies. See your options before you talk to anyone.

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Common Questions

Idaho Mortgage FAQ

The Katalyst Team offers Conventional, FHA, VA, USDA, Jumbo, DSCR/Investment, Non-QM, Construction, Renovation, Strategic Refinance, and Reverse Mortgage (HECM) programs in Idaho. Each program is matched to your financial strategy, not just your rate preference.

Most lenders focus on finding you a rate. The Katalyst Team takes a financial planning approach, looking at your full financial picture including investments, tax situation, and retirement timeline to structure a mortgage that builds long-term wealth.

The Katalyst Team is licensed to serve clients throughout all of Idaho (ID), including Boise, Meridian, Nampa, Idaho Falls, Coeur d'Alene, and every city and community statewide. Consultations are available by phone, video, or in-person at our San Dimas, California office.

Yes. The team offers DSCR loans, Non-QM/Bank Statement loans, Jumbo investment loans, and 1031 exchange strategies for real estate investors in Idaho. These programs are designed for investors who want to scale their portfolios strategically.

Serving All of Idaho

Idaho Cities & Communities

Licensed throughout Idaho. Here are some of the major areas we serve, but our team works with clients in every city and community statewide.

Boise

Meridian

Nampa

Idaho Falls

Coeur d'Alene

Pocatello

Caldwell

Twin Falls

Eagle

Star

Kuna

Post Falls

And all other cities and communities throughout Idaho

Ready to Talk Strategy in Idaho?

Get started with a free consultation. We'll look at your full financial picture and build a mortgage plan that works for your goals.

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951-205-7618 geoff.kautzman@ethoslending.com