Investment Loans in New York (NY)

Investment Lending in New York

Name: Geoff Kautzman at The Katalyst Team
Address: 300 N San Dimas Ave, San Dimas, CA, 91773, US
Telephone: 951-205-7618

New York's real estate market is one of the largest and most diverse in the country, spanning the five boroughs of New York City, the suburban Hudson Valley, and upstate metros like Buffalo, Rochester, and Syracuse. Multi-family properties in NYC's outer boroughs remain in high demand, while upstate markets offer significantly lower entry costs and favorable cash-flow profiles. DSCR and bridge programs allow investors to finance deals across the state's wide pricing spectrum.

Get Pre-Approved Schedule a Call

NMLS #1533336

NMLS Registered

25+ Years

Combined Experience

1000s of Families

Served Nationwide

$420,000

New York Median Price

Market Insight

The New York Housing Market

New York City's rental market is among the strongest in the world, with vacancy rates consistently below the national average and rents that support premium DSCR ratios in Brooklyn, Queens, and the Bronx. Buffalo has emerged as a top cash-flow market nationally, with median prices well below $200,000 and rental yields that attract out-of-state investors. Rochester and Syracuse offer similar dynamics. Investors should pay close attention to New York's rent stabilization laws, tenant protections, and property tax rates, which vary significantly by municipality.

Investor Programs Available in New York

Investment Loan Programs

DSCR / Investment

Bridge / Fix-and-Flip

Non-QM / Bank Statement

Commercial Investment

Looking for traditional financing? We offer Conventional, FHA, VA, USDA, Jumbo, and other home loan programs in 12 states across the country. Contact us to discuss your options.

View All Programs

Invest in New York Real Estate

Run the Numbers for New York

Nine proprietary calculators built around real financial planning strategies. See your options before you talk to anyone.

Explore Calculators

Common Questions

New York Mortgage FAQ

The Katalyst Team offers DSCR loans, bridge/fix-and-flip financing, Non-QM/Bank Statement loans, and commercial investment loans in New York. These programs are designed for real estate investors who want to qualify based on property income rather than personal income.

A DSCR (Debt Service Coverage Ratio) loan qualifies you based on the rental income a property generates rather than your personal income. If the property's rental income covers the mortgage payment, you can qualify. This makes DSCR loans ideal for investors scaling portfolios in New York.

The Katalyst Team serves real estate investors throughout all of New York (NY), including New York City, Buffalo, Rochester, Syracuse, Albany, and every city and community statewide. Consultations are available by phone, video, or in-person at our San Dimas, California office.

In New York, The Katalyst Team currently offers investor-focused programs including DSCR, bridge, fix-and-flip, and commercial loans. For traditional financing (Conventional, FHA, VA, USDA), we are licensed in 12 states across the country. Contact us to discuss your options.

Serving All of New York

New York Cities & Communities

Investment lending available throughout New York. Here are some of the major areas we serve, but our team works with investors in every city and community statewide.

New York City

Buffalo

Rochester

Syracuse

Albany

Yonkers

White Plains

Ithaca

And all other cities and communities throughout New York

Ready to Invest in New York?

Get started with a free consultation. Whether you're acquiring your first investment property or scaling an existing portfolio, we'll help you find the right financing strategy.

Apply Now Schedule a Call

951-205-7618 geoff.kautzman@ethoslending.com